Vinay Pagare
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Productive Laziness Builds Better Business Systems

Vinay Pagare · 2 Sept 2026 · 6 min read

Productive Laziness Builds Better Business Systems

A small task interrupts you. You complete it in five minutes and return to your evening. The problem is not those five minutes; it is that the same request will keep returning because the process still depends on you.

This happened when my sales manager asked me to generate an online payment link for a client. I had access to the payment gateway and could have done it quickly, but I did not feel like opening the system, entering the amount, creating the link and sending it back.

That reluctance led to a better question: why was I doing this manually every time? Instead of generating one more link, I used AI tools to build and publish a simple payment portal for MediGrow. It took around 30 minutes.

The client can now enter the invoice details, enter the amount and pay online. The sales manager does not have to ask me, the client does not have to wait, and the process no longer depends on one person having access.

Small tasks create large dependencies

Founders often ignore repetitive work because each request looks harmless. Approving a discount, creating a payment link, checking an invoice or forwarding a document may take only a few minutes.

But the true cost includes more than execution time. You must read the message, remember the context, switch tools, complete the task, confirm it and then return to what you were doing. Your team and customer also spend time waiting.

More importantly, every repeated request teaches the business that you are part of the standard process. The team stops looking for another route because asking you works. A temporary shortcut becomes a permanent dependency.

Look for tasks with these warning signs:

  • The same request reaches you more than once.
  • Only one person has the required access or knowledge.
  • The work follows predictable steps.
  • Someone must wait for you before moving forward.
  • The task is simple but interrupts focused work.
  • You often complete it from memory without making a real decision.

A task does not need to consume hours before it deserves a system. Frequent five-minute interruptions can create more friction than one scheduled hour of work.

Separate decisions from transactions

Not every task should be automated. Some activities require judgment, negotiation, privacy controls or an exception decision. The useful distinction is between a decision and a transaction.

A decision requires someone to assess the situation. Should this client receive different payment terms? Is the discount justified? Does this refund need investigation? These may need a manager or founder.

A transaction follows an agreed rule. Generate a standard payment route, collect invoice details, send an approved document or update a status. Once the rule is clear, the transaction should not keep returning to the founder.

Keep human judgment where it matters. Remove human handling where the rules are already clear.

For the payment portal, the transaction could be self-service while the payment gateway continued to handle the actual payment securely. The portal did not need to collect or store card details. It only needed to pass the right information into an approved payment flow.

This boundary matters. Good automation does not bypass financial controls, permissions or review. It removes avoidable handling while preserving the controls the business needs.

Use the REMOVE test before building anything

When a repetitive task appears, resist the urge to automate it immediately. A poor process that runs faster is still a poor process. Use the REMOVE test to decide what should happen.

R — Record the trigger

Write down what starts the task. In this case, the trigger was a client asking to pay online. A clear trigger prevents you from designing a vague tool for several unrelated problems.

E — Examine the steps

List the actions exactly as they happen. For example: receive the request, ask for invoice details, open the gateway, enter the amount, create the link, send it and confirm payment. This exposes handoffs, waiting and duplicate data entry.

M — Mark the rules and risks

Identify what is fixed and what needs judgment. Check access permissions, required fields, invoice matching, payment confirmation, refund handling and what happens when the amount is incorrect. In financial workflows, convenience must not weaken control.

O — Own the standard

Choose who owns the process after you redesign it. Ownership might sit with sales operations or finance even if customers use the portal themselves. Self-service does not mean ownerless.

V — Verify with real cases

Test the normal route and the failure routes. Try a valid invoice, an invalid reference, a failed payment, a duplicate attempt and a payment that needs reconciliation. Confirm that the right person receives a useful notification.

E — Exit the founder

Remove your login, approval or memory from the standard path. Document the exception route so the team knows when to involve you, if ever. The system is not finished if every unusual case still comes directly to your phone.

Build the smallest safe version

AI tools can reduce the time required to create internal tools, forms and simple portals. That speed is useful, but it can also tempt you to build too much. Start with the smallest version that removes the bottleneck safely.

A basic self-service payment flow may only need:

  • A clear description of who should use the page.
  • Required invoice and contact fields.
  • Validation for the amount and invoice reference.
  • A connection or redirect to an approved hosted payment gateway.
  • A confirmation screen and receipt process.
  • Notifications for the responsible sales or finance person.
  • A written route for failed payments, refunds and incorrect entries.

Before publishing, involve whoever owns finance, compliance or data security in your business. Use role-based access, avoid storing sensitive payment information, and keep an audit trail. If the workflow affects customer money, test it more carefully than a simple internal form.

Do not start with a dashboard, several user roles and every possible exception. First remove the repeated request. Observe how people use the new process, then improve it using real problems rather than imagined requirements.

Run a productive laziness review this week

For the next five working days, keep a short interruption log. Each time someone asks you to complete an operational task, record the request, the requester, the time taken and why you were needed.

At the end of the week, select one task using these criteria:

  • It happens regularly or is likely to increase with growth.
  • The standard case follows clear rules.
  • Delays affect a customer or team member.
  • The risk can be controlled with validation, permissions and an exception route.
  • Removing it would reduce dependence on you.

Then decide whether to eliminate, simplify, delegate, automate or make the task self-service. You may not need software. A shared template, clear authority limit, checklist or updated access permission can sometimes solve the problem faster.

The goal is not to avoid useful work. It is to stop spending founder attention on work that a clear process can handle. Pick one recurring interruption this week, apply the REMOVE test, build the smallest safe solution and make sure the next request no longer needs you.

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